Personal Loan 2025: Instant Loans for Salaried & Self-Employed | Business Loan & Credit Score Check

Get Instant Personal Loan from ₹5,000 to ₹15 Lakhs in Minutes

Looking for an easy and quick loan? With the Buddy Loan – Loan Aggregator App, you can avail personal loans ranging from ₹5,000 to ₹15 Lakhs within minutes. Our trusted lending partners offer interest rates starting at 11.99% p.a., along with flexible repayment options between 6 months to 5 years. Use your loan for any financial requirement, including emergencies, home renovation, education, or business expansion.


Example Loan Calculation

For a loan amount of ₹1,00,000 at a 13% interest rate with a 1-year tenure:

  • Processing Fee: ₹2,000 + GST (₹2,360)
  • Setup Fee: ₹499 + GST (₹588)
  • Monthly EMI: ₹8,932
  • Total Interest Paid: ₹7,181
  • Total Loan Repayment Amount: ₹1,10,129

The Annual Percentage Rate (APR) can go up to 36%, depending on the lender’s terms and approval policies.


Check & Monitor Your Credit Score for Free

With Buddy Loan, you can check your credit score for free and receive a detailed credit report analysis via email. Your credit score ranges from 300 to 900, and you can refresh it monthly to track financial health and improve loan eligibility.


Why Choose Buddy Loan?

Instant Loan Approval: Get loans up to ₹50 Lakhs
Affordable Interest Rates: Starting at 11.99% p.a.
Trusted Lenders: 20+ RBI-approved financial partners
100% Digital Process: Completely paperless application
Fast Disbursal: Quick loan processing & high approval rate
Flexible Repayment Tenure: Ranging from 6 months to 5 years
Secure Transactions: 128-bit SSL encryption ensures data privacy


Eligibility Criteria for a Personal Loan

  • Age: 21 to 60 years
  • Nationality: Indian Resident
  • Minimum Monthly Income: ₹15,000 (salaried) or as per lender’s turnover requirement for self-employed applicants
  • Credit Score: Minimum CIBIL score of 650 (subject to lender’s approval)
  • Employment Type: Salaried (public/private sector) or self-employed with a stable income
  • Business Experience: Minimum 2 years (for business loans)

Types of Loans Available on Buddy Loan

1. Personal Loan

Apply for an instant personal loan to meet urgent financial needs such as medical expenses, travel, shopping, wedding, home renovation, or other personal expenses.

2. Personal Loan for Salaried & Self-Employed

Get a loan tailored for both salaried and self-employed individuals, with flexible repayment options from 6 to 60 months.

3. Business Loan

Small and medium-sized businesses can avail MSME/SME and working capital loans of up to ₹50 Lakhs without collateral, offered by RBI-registered lenders.


How to Apply for an Instant Loan?

  1. Download & Login to the Buddy Loan App.
  2. Fill in Personal Details like name, contact, and income.
  3. Enter the Loan Amount required.
  4. Get Connected to Trusted Lenders for loan offers.
  5. Loan Disbursal Directly to Your Bank Account upon approval.

Safe, Secure, & Instant Loan Process!

Buddy Loan is a trusted personal loan aggregator platform partnered with RBI-registered NBFC lending partners to help you get quick and secure loans.

#ZarooratAapkiZimmedariHumari


Our Lending Partners

Important Links

  • Buddy Loan App : View

Leave a Reply

Your email address will not be published. Required fields are marked *