Ladli Laxmi Yojana has proved to be an important scheme started for girls, to avail the benefits of this scheme, application can be made online or offline. In this article, we are going to give complete information related to Ladli Laxmi Yojana. After knowing the information related to the scheme, you will be able to take advantage of this scheme.
Ladli Lakshmi Yojana 2024
The benefit of Ladli Laxmi Yojana is given to the girls of economically weaker families, so that they can get financial help. When a daughter is born in Madhya Pradesh, only then the application for this scheme is made, and for the next 5 years, an amount of ₹ 6000 is deposited in the bank account in the name of the daughter every year.
Under this scheme, a total amount of ₹30000 is given to the girl in 5 years. Apart from this, an amount of ₹2000/- is given on getting admission in class 6, an amount of ₹4000 on getting admission in class 9 and an amount of ₹7500 is given on getting admission in class 11. Apart from this, an amount of more than 1 lakh rupees is paid on attaining the age of 21 years.
Benefits of Ladli Laxmi Yojana
- Under the Ladli Laxmi Yojana, financial assistance ranging from ₹ 6000 to ₹ 1 lakh is provided.
- The amount provided is sent directly to the bank account so that no girl child or her parents have to visit any office.
- An official website has also been made available for the Chief Minister Ladli Laxmi Yojana from where everyone can get information about the Ladli Laxmi Yojana as per their requirement.
- Keeping many objectives in mind, the Madhya Pradesh State Government has started this scheme for the bright future of girls.
Eligibility to avail the benefits of Ladli Laxmi Yojana
- Girls born on or after 1 January 2006 are given the benefit of this scheme.
- To avail the benefits of Ladli Laxmi Yojana, the parents must be native residents of Madhya Pradesh state.
- The name of the girl must be registered in the Anganwadi centre.
- All the necessary documents must be available to avail the benefits of this scheme.
- All the rules and conditions prescribed by the Madhya Pradesh State Government for the Ladli Laxmi Yojana must be followed while applying for this scheme.
- None of the parents should be an income tax payer.
How to apply for Ladli Laxmi Yojana?
- Any interested citizen who wants to apply for this scheme, first of all they have to reach the official website released for the application.
- Now you will see the option regarding the application, click on that option.
- Now you will see an option regarding general public, you have to click on that option.
- Now the application form will open, enter all the information carefully in the application form and then click on the option to save the information.
- Now whatever personal information is asked about the girl child has to be entered and then the family information also has to be entered and then other required information has to be entered.
- Now upload the required documents and then submit the form through the submit option.
- In this way the application for Ladli Laxmi Yojana will be done.
Features & Benefits of Sukanya Samriddhi Yojana:
- Get more returns than other similar savings scheme
- Authorised by ministry of finance, it is a Government of India backed savings scheme
- Minimum investment – Rs 250; Maximum investment – Rs 1,50,000 in one financial year
- Triple Tax Benefit – Principal invested, the interest earned as well as the maturity amount is tax free.
Know before you invest:
- Returns: Interest rate of 7.6% per annum
- Lock-in period: 21 years from the date of account opening.
- The girl child has to be below the age of 10 at the time of account openin
- Deposits to be made till completion of 15 years, from the date of opening of the account
- Partial withdrawal facility is available after account holder attains 18 years of age
- *Interest rate is subject to change by the Government of India
Document Lists:
- SSY Account Opening Form
- Birth Certificate of girl child (mandatory)
- Identity proof (as per RBI KYC guidelines)
- Residence proof (as per RBI KYC guidelines)
Premature closure of Sukanya Samriddhi Account:
Premature closure can only be done by a girl child on attaining the age of 18 years for the purpose of marriage expenses. However, there are some special cases under which the account can be closed and the respective amount can be withdrawn:
Untimely death of the account holder:
In case the registered girl child unfortunately dies, the parents or the legal guardian are eligible to claim the final amount on the account and accrued interest as well. The amount will be handed over to the nominee of the account immediately. Also, the parents or legal guardian are required to submit the relevant documents verifying the death of the account holder duly attested by the concerned authorities.
Important Links:
Read in Gujarati this (SSY) Schemes