LIC Kanyadan Scheme || Best Scheme for Girl child

LIC Kanyadan Scheme 2022

Today LIC has become the largest insurance company in India. You are worried about your daughter’s future, then you can take this LIC policy for her. This LIC Scheme Is made specifically for the marriage of daughters. The name of this policy is ‘Kanyadan Yojana’.

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The LIC Kanyadan Policy is a unique scheme. The daughter benefits a lot from this scheme. that is like an ideal gift for your daughter to educated and self depending. also best for daughters marrige.

LIC Kanyadan Policy is a childhood future scheme. The plan of Kanyadan Policy is available at a monthly premium of around Rs 3600 at a daily rate of Rs 121. Also low Premium and less premium scheme available.

LIC Kanyadan Yojana How To Apply ?

To Apply For LIC Kanyadan Policy Follow Given below Step and you can easily Apply.

You can contect LIC Agent or visit your nearest LIC Office and Ask Him For LIC Kanyadan Scheme. They gives you all information and Helping to invest in this Scheme.

You Can Read More information at LIC India Official website.

Key Features of LIC Kanyadan Policy

  • The plan comes out with great features. Some of them are mentioned below
  • Offers to protect your daughter’s future financially independent.
  • It offers cover for life risk over a certain period of time up to 3 years before the maturity date.
  • The insured will get a lump sum amount at the time of maturity.
  • In case the father expires, then the premium is waved off.
  • Immediate payment of Rs. 10 lakhs in the case of an accidental demise.
  • Immediate payment of Rs. 5 lakhs in the case of non-accidental/natural dmise.
  • Rs. 50,000 will be paid every year until the maturity date.
  • Full maturity amount will be availed at the time of maturity.
  • Those who stay outside India can also go for this plan without visiting in the country.
  • The policy also has some mix features of the LIC Jeevan Lakshya policy.

Understanding LIC Kanyadan Policy

This simple example will let you know how LIC Kanyadan policy can be beneficial for you.Suppose Mr. Vivek Mittal has taken a Kanyadan Yojana when his age is 30 years and he decided to take the policy for a policy term of 15 years. The investment for maximum Sum Assured of the policy is Rs. 5 lakhs.

i) If the applicant survives the policy tenure

  • The policy will mature in the year 2033 when the father becomes 44 years of age. If Mr. Vivek Mittal survives the policy tenure until maturity, he will be liable to get Rs. 8, 17, 500 as the maturity amount.

ii) If the applicant dies after (commencement of the policy) 8th years during the policy tenure

  • The family of Mr. Mittal shall receive Rs. 50,000 every year which 10% of the Sum Assured. In 2033, his family shall receive Rs. 5 lakhs as the Sum Assured along with the additional bonuses. Hence, the total maturity amount shall be equal to Rs. 8,67,500.

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